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Mortgages. In November, a big drop

Mortgages.  In November, a big drop

At the same time, BIK emphasizes in its analysis that compared to last November, there are many more applicants for loans. At that time, 31.71 thousand applications were submitted for these loans. – That means an increase of more than 13% in November 2021.

The average loan amount requested in November of this year was approximately 338 thousand PLN. zloty It was 12.6 percent higher. Compared to the same period in 2020. According to BIK, this is simply due to the increase in real estate prices.

BIK notes that since the peak in March 2021, we’ve seen a decrease in the number of mortgage applications each month.

“We have fun months ahead.”

According to experts, the October drop may be partly attributed to higher interest rates. As a result, Poles are less likely to take on housing loans. – A rise in prices leads to a rise in the rate of interest and, accordingly, will adversely affect the creditworthiness of a potential borrower – the professor believes. Waldemar Rogowski, BIK Senior Analyst.

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