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Poles buy apartments with cash. “There was a real explosion”

Poles buy apartments with cash.  "There was a real explosion"
  • In 2017, only 30-40 percent. The apartments in the developers were purchased for cash
  • Today, in most companies, this share has jumped to about 70%.
  • Significant differences can be observed in the type of premises sold for cash and with the participation of bank lending
  • Most often, larger 3- and 4-room buildings with an area of ​​\u200b\u200b60-90 square meters are given out loans.
  • For the money, on the other hand, studios and smaller two-room apartments for rent are often chosen
  • More such information can be found on the home page of Onet.pl

outlet RynekPierwotny.pl So it systematically monitors the percentage of such purchases and their impact on the market condition. The first such survey was conducted at the beginning of 2018, and it concerned the situation in the previous year – 2017. The data set collected at that time clearly showed that Practically for all developers participating in the study, the range of cash contracts was in the range of 30-40 percent. And it was definitely progressive in nature compared to previous periods. Of course, some companies have indicated periodic deviations from this range up and down.

Meanwhile, a similar study conducted about two years later, in the first quarter of 2020, and just before the first local cases of COVID-19 were detected, showed that Compared to 2017, the proportion of purchases of new residential premises without participating in a housing loan increased by about 10 p. to the level of 40-50 percent Of course, during the first months of the pandemic, these ratios were periodically turbulent Stabilizes at a steady level of around 35% in 2021. Most developers surveyed.

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The rest of the article is below the video

An “explosion” in the stats

This is the result of the latest survey conducted by the portal RynekPierwotny.pl back at the end of May this year. Among the most famous domestic developers. However, the most interesting statistics were not related to the past year, but to the months of this year, which – as the portal confirms – have already exploded.

Very similar data on cash housing purchases were sent by two market leaders – Ronson Development and Lokum Deweloper. in both cases The current percentage of cash transactions is about 70%, Which means it’s doubled compared to the previous year, when both companies had a 35% share of cash customers.

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